General discussion related to Cable Modems, DSL, Wireless, Fiber, Mobile Networks, Wireless ISPs, Satellite, or any other type of high-speed Internet connection, general issues and questions here. Review and discuss ISPs as well (AT&T / SBC, BellSouth, Bright House, CableOne, Charter, Comcast, Covad, Cox, Cablevision / Optimum Online, TMobile, Verizon FIOS, Shaw, Telus, Starlink, etc.)
There really is no way to know for sure, way too many factors involved.
Are you on cable or dsl? Are you getting speeds others in your area get? If you are on DSL, it would be easier to know if you are near your cap or not with the nic you have.
as long as you have a half way decent nic it isnt goign to matter it is mostly in you isp then your modem then settings your nic card is way faster than you cable will ever be...for now