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Posted: Mon Oct 03, 2005 5:48 pm
by YARDofSTUF
I agree with the no loans thing!

Posted: Mon Oct 03, 2005 5:49 pm
by Bouncer
Izzo wrote:I agree but it is a two way street .....i have 40 active bankruptcies on my books and none of them are because of a genuine problem other than overextending themselves...it's like people forgot how to save money in case of an emergency


The credit card co's DO need to take responsibility for issuing people credit and being more forthcoming with all the details of a persons credit card agreement


after 15 years of seeing this IMHO it boils down to this ...

no one held a gun to your head forcing you to spend money you didn't have

True, but predatory credit practices make it more like crack dealers trying to entice people to try the product, KNOWING that they cannot afford the debt systems these cards operate. Huge late fees, interest that jumps as much as 25% for a single late payment, and so on. The lenders bear some responsibility for irresponsible and predatory practices. But no one is doing anything about those large political contributors. Except making it near impossible to escape their clutches.

Regards,
-Bouncer-

Posted: Mon Oct 03, 2005 5:50 pm
by DaddyLongLeg
Spammy wrote:Hey MajorCrackho


There is no reason to insult buddy

You said Major Crack, that means "lots of drugs"

Posted: Mon Oct 03, 2005 5:52 pm
by DaddyLongLeg
Bouncer wrote:crack dealers trying to entice people to try the product, Regards,
-Bouncer-

1st Spammys talking about hookers with a huge stach, now your talking about dealers. Cracks cool

Posted: Mon Oct 03, 2005 7:57 pm
by emilyb
Bouncer wrote:You. Stop making trouble. Or spankins'. Or no spankins'. Whichever. :p

Regards,
-Bouncer-
bwahahaha You'll never know! :p

Posted: Tue Oct 04, 2005 12:31 am
by zooner
all the bullsheet and no real facts here.

pathetic.

over 55% of BK's are entirely related to medical bills.

When you have doctors making insurance carriers pay $100 for a blood test that only costs $30, then taking a $70 kickback; suddenly the picture clarifies. (source: wsj)

Posted: Tue Oct 04, 2005 6:26 am
by Loonatic
Spammy wrote:Burke.?
No, fiddy cent.

Posted: Tue Oct 04, 2005 10:08 am
by Izzo
[quote="zooner"]all the bullsheet and no real facts here.

pathetic.

over 55% of BK's are entirely related to medical bills.

When you have doctors making insurance carriers pay $100 for a blood test that only costs $30, then taking a $70 kickback]


a medical situation compunds the existing problem ... being overextended and not preparing yourself financially for a worst case scenario ...of course the huge amounts that add up very quickly in a medical situation are the straw that breaks the camels back ... and it makes the decision easy ....there isn't a checkbox when you file asking the reason you are filing ....the trustee asks questions ....then asks for supporting documents to support the filing if needed...

I can only assume the WSJ was simply asking people why they filed ...sort of an exit poll I guess ....and people always tell the truth in court :nope:


55-45 ..almost a split .. again its a 2 way street

and 8.50 for an advil is ridiculous .. both sides are to blame but Big CC has the money to lobby for the legislation

Posted: Tue Oct 04, 2005 10:36 am
by zooner
Izzo wrote:a medical situation compunds the existing problem ... being overextended and not preparing yourself financially for a worst case scenario ...of course the huge amounts that add up very quickly in a medical situation are the straw that breaks the camels back ... and it makes the decision easy ....there isn't a checkbox when you file asking the reason you are filing ....the trustee asks questions ....then asks for supporting documents to support the filing if needed...

I can only assume the WSJ was simply asking people why they filed ...sort of an exit poll I guess ....and people always tell the truth in court :nope:


55-45 ..almost a split .. again its a 2 way street

and 8.50 for an advil is ridiculous .. both sides are to blame but Big CC has the money to lobby for the legislation
the wsj article wasn't related to bk'ing, just to pathetic abuse by doctors of our medical system.

Posted: Tue Oct 04, 2005 10:37 am
by Izzo
zooner wrote:the wsj article wasn't related to bk'ing, just to pathetic abuse by doctors of our medical system.

it's terrible ..i agree

Posted: Tue Oct 04, 2005 11:31 am
by Spammy
Loonatic wrote:No, fiddy cent.

:rotfl: