I'm just starting to familiarize myself with the differences between the two.

I downloaded Libre Office while logged in as the Local User. When it came time to run install the program I was greeted by expected prompt to enter an Admin's password in order to install the program. When trying to save my first document to my Documents folder I was greeted with an alert stating the the folder has blocked access. This seemed a little strange. Upon further examination I had to go into Windows Defender and give this program the rights to access this folder. Is that correct? I'm not sure how many other programs I will install but I can see this as getting kind of monotonous. Would this behavior change if I was to download and install as Admin and then give User Level access?