Please look into the differences of "bandwidth" measurements........compared to "transfer speed" measurements.
ISPs advertise their speed as bandwidth....in bits per second.
Downloads are transfer speeds...in bytes per second.
You may have a 20 megabit per second account from Comcast.....yet you can download at 2.5 megabytes per second.
8 bits to a byte
so take 20 and divide by 2.5...and there's 8!
The math is close to correct.
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