Results 1 to 6 of 6

Thread: National Healthcare is a joke...?

  1. #1
    no. no, No. NO, NO... NO! stevebakh's Avatar
    Join Date
    Aug 2002
    Posts
    3,228

    Question National Healthcare is a joke...?

    I just came across this story - is this really how the whole system works in the US? I'm genuinly curious - I've only heard stories about how bad it can be if you can't afford health insurance, but I had no idea you could even be blacklisted after an illness!

    http://www.dailykos.com/storyonly/20...e-hairstylists

    Thoughts?

  2. #2
    SCSI Dude Faust's Avatar
    Join Date
    Apr 2000
    Location
    Huntington Beach, CA
    Posts
    8,708
    although i cannot attest to the situations portrayed in the article, i can say this...... not at all out the bounds of realistic.

    you can be deemed uninsurable by insurance companies. also, insurance companies put a large amount of effort into finding way to deny claims. there are people whose sole purpose as an employee of an insurance company is to look for deniability. in fact, there have been cases where an insurance company would AUTOMATICALLY send a letter of denail of coverage upon reciept of a claim (regardless if their policy covers the illness or procedure), knowing full well that a lot of people will not have the knowledge or how to persue an appeal or the resources to file a lawsuit.

    broken, broken, broken.

    have money? sure, no problem. you will be catered to. no money? youre on your own, and any cries for help will be looked at as whining due to your own lack of effort in life.
    "Today is a black day in the history of mankind."

    - Leo Szilard

  3. #3
    R.I.P. 2018-07-16 RoundEye's Avatar
    Join Date
    Jul 2000
    Location
    In a dry but moldy New Orleans, Louisiana
    Posts
    18,219
    Quote Originally Posted by stevebakh View Post
    ...but I had no idea you could even be blacklisted after an illness!...
    Yep, it’s called pre-existing illness or injury. I’ve dealt with it in the past due to accidents and major trauma and now I’m dealing with it due to my recent MS diagnosis.

    Healthcare in this country is great, so long as you are healthy and don’t need it. Get sick with some chronic illness and you are screwed. Bend over, you’re getting it dry and with force. Get sick with a chronic illness in a small company and you’ll cause their insurance premiums to skyrocket. You better walk on egg shells after that, they will be looking for any reason to let you go. In some states they don’t even need a reason, “You’re fired!” and it’s right out the door. Then you have to pay the crazy COBRA insurance rates out of pocket, then its quite possible you may not be able to get insurance with your new company because it’s a pre-existing illness. I think by law they have to insure you but the premiums skyrocket. So your new company finds a reason to let you go. It’s a really vicious circle once you get sick here in the U.S.

    This country is faced with a major challenge with healthcare. We’re much larger then France and we have 50 different “jurisdictions” to contend with. There is no way to make everyone happy. I also have the feeling healthcare is going to go through many different revisions before we find something that makes the majority of people happy.

    The problem with that is a majority of people are healthy. They don’t see it from the other side of being sick and by that time it is too late for effective change.

    * I still haven’t read the entire article. *
    Sliding down the banister of life ..........................

  4. #4
    R.I.P. 2018-07-16 RoundEye's Avatar
    Join Date
    Jul 2000
    Location
    In a dry but moldy New Orleans, Louisiana
    Posts
    18,219
    Quote Originally Posted by Faust View Post
    ...have money? sure, no problem. you will be catered to. no money? youre on your own,.....
    Nothing could be truer but you won’t have money for long if you are deemed chronic.

    Quote Originally Posted by Faust View Post
    ...any cries for help will be looked at as whining due to your own lack of effort in life…
    I would have to say most people understand my plight. My fault is not maintaining insurance when I was fired from Harley for being “too slow”. Even if I had private insurance I'm sure they would’ve found a way to weasel out of covering me. I’ve seen that already with the one MS meeting I’ve been to so far.


    I don’t have the money to buck the system and I’ve grown tired of it already. I’m about to throw my hands up and say “screw it”. That’s just how it is and I’m unable to fight it. They’ve broken my spirit in just a couple of months.
    Sliding down the banister of life ..........................

  5. #5
    Peace Debbie's Avatar
    Join Date
    Sep 2002
    Location
    New Rochelle, New York
    Posts
    18,117
    Quote Originally Posted by stevebakh View Post
    I just came across this story - is this really how the whole system works in the US? I'm genuinly curious - I've only heard stories about how bad it can be if you can't afford health insurance, but I had no idea you could even be blacklisted after an illness!

    http://www.dailykos.com/storyonly/20...e-hairstylists

    Thoughts?
    I know some people who have been through it. It is disgusting to say the least.

  6. #6
    R.I.P. 2018-07-16 RoundEye's Avatar
    Join Date
    Jul 2000
    Location
    In a dry but moldy New Orleans, Louisiana
    Posts
    18,219
    Here’s another insurance nightmare story for you. I just found out about it while my wife was home at lunch.

    A woman my wife works with, her husband is very sick. He needs a liver transplant. He was unable to find a donor liver in time. He was admitted to the hospital and slipped into a coma. The insurance will pay for him to go in long term care. The problem is they will only pay for long term care for up to thirty days, after that they will be responsible for all the bills and his care.

    He’s in a coma and at a long term care facility. Problem is after thirty days he has to leave and she has no idea where he will go or how to care for him.

    What’s so long term about a month? This lady is flipping out because she has no idea where she’ll turn next for his care or how she’ll pay for it. A lot of good it did paying for his health insurance all these years. In a month they are screwed.
    Sliding down the banister of life ..........................

Similar Threads

  1. Ten myths about national security.
    By downhill in forum General Discussion Board
    Replies: 3
    Last Post: 03-02-09, 07:39 PM
  2. Replies: 13
    Last Post: 02-06-09, 03:09 PM
  3. 'Bush Extends 9/11 National Emergency Yet Again'
    By Brk in forum General Discussion Board
    Replies: 0
    Last Post: 09-05-08, 12:33 PM
  4. Replies: 1
    Last Post: 11-16-07, 11:52 PM

Tags for this Thread

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •